Official Clay County, Iowa website, the main site for all things related to County Government in Clay County, Iowa. Courthouse located in Spencer, Iowa.


Recorded Document - Inquire by Grantor/Grantee

Name Searched On: CARPENTER CHRISTOPHER M

Grantor/Grantee
Type3  Name
Document Type
    Legal Desc1
Book
Page
Rec Date 
Inst Date
Document
Related View2
1    JENSEN TIMOTHY D
2    CARPENTER CHRISTOPHER M
1    JENSEN TINA M
1    JENSEN TINA M
TOWN LOT WARRANTY DEED
    SP HAL 2ND CO CLUB L 56
2002
4302
10/28/2002
10/25/2002
   4302
related
1    CARPENTER CHRISTOPHER M
2    FARMERS TRUST & SAVINGS BANK
TOWN LOT MORTGAGE
    SP HAL 2ND CO CLUB L 56
2002
4303
10/28/2002
10/25/2002
   4303
related
1    HEINRICHS VIRGIL J TR
1    HEINRICHS LOUISE T TR
1    HEINRICHS LOUISE T LVNGTR
1    HEINRICHS VIRGIL J LVNGTR
2    CARPENTER CHRISTOPHER M
2    YORK ANGELA K
TOWN LOT CONTRACT
    SP AUD PLAT #08 L 01
2004
1768
5/17/2004
5/13/2004
   1768
related
1    CARPENTER CHRISTOPHER M
2    HEINRICHS VIRGIL J
AFFIDAVIT
    SP AUD PLAT #08 L 01
2004
1832
5/20/2004
5/15/2004
   1832
1    DANDY TERRY D
1    DANDY BETTY L
2    YORK ANGELA K
2    CARPENTER CHRISTOPHER M
TOWN LOT CONTRACT
    SP FRVW BLK 07 L 10
2004
2857
8/09/2004
7/12/2004
   2857
related
1    DANDY TERRY D
1    DANDY BETTY L
1    YORK ANGELA K
1    CARPENTER CHRISTOPHER M
2    HOWE BRADLEY
MISCELLANEOUS
    SP FRVW BLK 07 L 10
2004
2858
8/09/2004
7/12/2004
   2858
related
1    CARPENTER CHRISTOPHER M
1    YORK ANGELA K
2    ANC PROPERTIES LLC
TOWN LOT WARRANTY DEED
    SP AUD PLAT #08 L 01
    SP FRVW BLK 07 L 10
2004
3413
9/24/2004
9/07/2004
   3413
related
1    DANDY TERRY D
1    DANDY BETTY L
2    YORK ANGELA K
2    CARPENTER CHRISTOPHER M
2    ANC PROPERTIES LLC
TOWN LOT CONTRACT FULFILL
    SPEN FAIRVIEW ADDITION BLK 07 L 10
2006
2297
7/20/2006
7/12/2004
   2297
related
1    CARPENTER CHRISTOPHER M
1    YORK ANGELA K
2    FARMERS TRUST & SAVINGS BANK
TOWN LOT MORTGAGE
    SPEN FAIRVIEW ADDITION BLK 07 L 10
2006
2298
7/20/2006
7/19/2006
   2298
related
1    HEINRICHS VIRGIL J TR
1    HEINRICHS LOUISE T TR
1    HEINRICHS VIRGIL J LVNGTR
1    HEINRICHS LOUISE T LVNGTR
2    CARPENTER CHRISTOPHER M
2    YORK ANGELA K
TOWN LOT CONTRACT
    SPEN AUDITORS PLAT 8 L 01
2006
2395
7/31/2006
7/19/2006
   2395
related
1    CARPENTER CHRISTOPHER M
1    YORK ANGELA K
2    ANC PROPERTIES LLC
TOWN LOT WARRANTY DEED
    SPEN AUDITORS PLAT 8 L 01
2006
2435
8/02/2006
7/27/2006
   2435
related
1    CARPENTER CHRISTOPHER M
2    BANK MIDWEST MN IA NA
TOWN LOT MORTGAGE
    SPEN HALLETTS 2ND COUNTRY CLUB ADD L 56
2006
3191
10/12/2006
10/06/2006
   3191
related
2    CARPENTER CHRISTOPHER M
1    BANK MIDWEST MINNESOTA IOWA NA
TOWN LOT MTGE RELEASE
    SPEN HALLETTS 2ND COUNTRY CLUB ADD L 56
2008
2044
7/10/2008
7/08/2008
   2044
related
1    CARPENTER CHRISTOPHER M
2    BANK MIDWEST MINNESOTA IOWA NA
2    MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC
TOWN LOT MORTGAGE
    SPEN HALLETTS 2ND COUNTRY CLUB ADD L 56
2008
2045
7/10/2008
6/30/2008
   2045
related
2    CARPENTER CHRISTOPHER M
1    FARMERS TRUST & SAVINGS BANK
TOWN LOT MTGE RELEASE
    SPEN HALLETTS 2ND COUNTRY CLUB ADD L 56
2008
2080
7/14/2008
7/10/2008
   2080
related
1    HEINRICHS VIRGIL J COTR
1    HEINRICHS LOUISE T COTR
1    HEINRICHS VIRGIL J LVNG TRUST
1    HEINRICHS LOUISE T LVNG TRUST
2    CARPENTER CHRISTOPHER M
2    YORK ANGELA K
2    ANC PROPERTIES LLC
TOWN LOT CONTRACT FULFILL
    SPEN AUDITORS PLAT 8 L 01
2008
2374
8/13/2008
5/13/2004
   2374
related
1    HEINRICHS VIRGIL J TR
2    ANC PROPERTIES LLC
2    MANWARREN KENNETH
2    MANWARREN VALERIE
2    CARPENTER CHRISTOPHER M
2    YORK ANGELA K
AFFIDAVIT
    SPEN AUDITORS PLAT 8 L 01
2008
2375
8/13/2008
7/19/2006
   2375
related
1    CARPENTER CHRISTOPHER M
2    HEINRICHS VIRGIL J
AFFIDAVIT
    SPEN AUDITORS PLAT 8 L 01
2008
2376
8/13/2008
7/27/2006
   2376
related
2    CARPENTER CHRISTOPHER M
1    ANC PROPERTIES LLC
TOWN LOT QUIT CLAIM DEED
    SPEN AUDITORS PLAT 8 L 01
2008
2377
8/13/2008
8/08/2008
   2377
related
1    CARPENTER CHRISTOPHER M
2    BANK MIDWEST
TOWN LOT MORTGAGE
    SPEN AUDITORS PLAT 8 L 01
2008
2378
8/13/2008
8/08/2008
   2378
related
1    CARPENTER CHRISTOPHER
1    CARPENTER CHRISTOPHER M
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN FAIRVIEW ADDITION BLK 07 L 10
2009
3819
12/02/2009
12/01/2009
   3819
2    CARPENTER CHRISTOPHER M
1    FARMERS TRUST & SAVINGS BANK
2    YORK ANGELA K
TOWN LOT MTGE RELEASE
    SPEN FAIRVIEW ADDITION BLK 07 L 10
2009
3850
12/04/2009
12/03/2009
   3850
related
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
1    US HOME OWNERSHIP LLC
TOWN LOT WARRANTY DEED
    SPEN TUTTLES ADDITION BLK 10 L 05,06
2010
3771
12/27/2010
12/07/2010
   3771
related
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
1    US HOME OWNERSHIP LLC
GROUND WATER HAZARD
    SPEN TUTTLES ADDITION BLK 10 L 05,06
2010
3771
12/27/2010
12/07/2010
   GWH3771
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN TUTTLES ADDITION BLK 10 L 05,06
2011
251
1/26/2011
12/22/2010
   251
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC
2    BANK MIDWEST SPIRIT LAKE
TOWN LOT MORTGAGE
    SPEN HALLETTS 2ND COUNTRY CLUB ADD L 56
2011
2642
10/11/2011
10/03/2011
   2642
related
2    CARPENTER CHRISTOPHER M
1    MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC
TOWN LOT MTGE RELEASE
    SPEN HALLETTS 2ND COUNTRY CLUB ADD L 56
2011
3524
12/22/2011
12/11/2011
   3524
related
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE
1    NORTHWEST BANK
1    NORTHWEST FEDERAL SAVINGS BANK
TOWN LOT WARRANTY DEED
    SPEN CMSTP RAILWAY BLK 22
2011
3587
12/28/2011
12/22/2011
   3587
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN CMSTP RAILWAY BLK 22
2011
3588
12/28/2011
12/21/2011
   3588
related
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE
1    NORTHWEST BANK
1    NORTHWEST FEDERAL SAVINGS BANK
GROUND WATER HAZARD
    SPEN CMSTP RAILWAY BLK 22
2011
3587
12/28/2011
12/22/2011
   GWH3587
related
1    SECRETARY OF HOUSING & URBAN DEVELOPMENT OF WASHINGTON DC
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE
TOWN LOT WARRANTY DEED
    SPEN CMSTP RAILWAY BLK 23 L 02-04
2011
3600
12/29/2011
12/27/2011
   3600
related
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE
1    SECRETARY OF HOUSING & URBAN DEVELOPMENT
GROUND WATER HAZARD
    SPEN CMSTP RAILWAY BLK 23 02-04
2011
3600
12/29/2011
1/01/0001
   GWH3600
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN CMSTP RAILWAY BLK 23 L 02-04
2012
59
1/05/2012
12/22/2011
   59
related
1    LOATS DOROTHY EST
1    BEKEL KATHERINE L EX
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE
TOWN LOT WARRANTY DEED
    SPEN BULLOCKS ADDITION BLK 04 L 03
2012
238
1/25/2012
1/12/2012
   238
related
1    LOATS DOROTHY EST
1    BEKEL KATHERINE L EX
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE
GROUND WATER HAZARD
    SPEN BULLOCKS ADDITION BLK 04 L 03
2012
238
1/25/2012
1/12/2012
   GWH238
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN BULLOCKS ADDITION BLK 04 L 03
2012
260
1/26/2012
1/23/2012
   260
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN COLLEGE ADDITION BLK 17 L 06
2013
228
1/22/2013
1/18/2013
   228
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN EGLESTON ADDITION L 01
2014
447
2/21/2014
2/14/2014
   447
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN HOUGHS ADDITION L 03
2014
1509
6/23/2014
6/16/2014
   1509
related
1    FULLER MELBA
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE
TOWN LOT WARRANTY DEED
    SPEN FAIRVIEW ADDITION BLK 08 L 14
2015
252
1/30/2015
1/28/2015
   252
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN FAIRVIEW ADDITION BLK 08 L 14
2015
253
1/30/2015
1/29/2015
   253
related
1    FULLER MELBA
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE
GROUND WATER HAZARD
    SPEN FAIRVIEW ADDITION BLK 08 L 14
2015
252
1/30/2015
1/28/2015
   GWH252
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN AUDITORS PLAT 8 L 01
2015
1813
7/08/2015
7/06/2015
   1813
2    CARPENTER CHRISTOPHER M
1    BANK MIDWEST
TOWN LOT MTGE RELEASE
    SPEN AUDITORS PLAT 8 L 01
2015
2785
10/16/2015
9/30/2015
   2785
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN WILSONS COURT BLK 01 L 10
    SPEN WILSONS COURT BLK 01 L 11
2015
3049
11/16/2015
11/09/2015
   3049
1    JOHNSON SHANNA LISABETH
1    RIDER SHANNA LISABETH
1    JOHNSON MICHAEL T
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
TOWN LOT WARRANTY DEED
    SPEN FAIRVIEW ADDITION BLK 06 L 14
2016
57
1/08/2016
12/29/2015
   57
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN FAIRVIEW ADDITION BLK 06 L 14
2016
58
1/08/2016
1/06/2016
   58
1    JOHNSON SHANNA LISABETH
1    RIDER SHANNA LISABETH
1    JOHNSON MICHAEL T
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
GROUND WATER HAZARD
    SPEN FAIRVIEW ADDITION BLK 06 L 14
2016
57
1/08/2016
12/29/2015
   GWH57
related
1    FOGARTY HOLLY A
1    FOGARTY JOHN F
1    FOGARTY JOHN
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
TOWN LOT WARRANTY DEED
    SPEN EGLESTON ADDITION L 01
2016
1691
6/21/2016
6/17/2016
   1691
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN EGLESTON ADDITION L 01
2016
1692
6/21/2016
6/17/2016
   1692
1    FOGARTY HOLLY A
1    FOGARTY JOHN F
1    FOGARTY JOHN
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
GROUND WATER HAZARD
    SPEN EGLESTON ADDITION L 01
2016
1691
6/21/2016
6/17/2016
   GWH1691
related
1    SCHOOLEY CHRISTOPHER J
1    SCHOOLEY DIANE L
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
TOWN LOT WARRANTY DEED
    SPEN COLLEGE ADDITION BLK 18 L 07
    SPEN COLLEGE ADDITION BLK 18 L 08
    SPEN COLLEGE ADDITION BLK 18 L 09
2016
1856
7/05/2016
7/01/2016
   1856
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN COLLEGE ADDITION BLK 18 L 07
    SPEN COLLEGE ADDITION BLK 18 L 08
    SPEN COLLEGE ADDITION BLK 18 L 09
2016
1857
7/05/2016
6/29/2016
   1857
1    SCHOOLEY CHRISTOPHER J
1    SCHOOLEY DIANE L
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
GROUND WATER HAZARD
    SPEN COLLEGE ADDITION BLK 18 L 07
    SPEN COLLEGE ADDITION BLK 18 L 08
    SPEN COLLEGE ADDITION BLK 18 L 09
2016
1856
7/05/2016
7/01/2016
   GWH1856
related
1    KUNATH MICHAEL JAMES
1    KUNATH ALECIA
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
TOWN LOT WARRANTY DEED
    SPEN HOWES ADDITION BLK 03 L 06
2017
1208
5/11/2017
5/10/2017
   1208
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN HOWES ADDITION BLK 03 L 06
2017
1209
5/11/2017
5/10/2017
   1209
1    KUNATH MICHAEL JAMES
1    KUNATH ALECIA
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
GROUND WATER HAZARD
    SPEN HOWES ADDITION BLK 03 L 06
2017
1208
5/11/2017
5/10/2017
   GWH1208
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN FISHERS COURT L 04
2017
2425
9/11/2017
9/05/2017
   2425
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN CMSTP RAILWAY BLK 07 L 04
    SPEN CMSTP RAILWAY BLK 07 L 05
    SPEN CMSTP RAILWAY BLK 07 L 06
2019
226
1/25/2019
1/18/2019
   226
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    NORTHWEST BANK
TOWN LOT MORTGAGE
    SPEN BULLOCKS ADDITION BLK 04 L 03
2019
529
3/06/2019
3/01/2019
   529
related
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
1    IOWA STATE BANK
TOWN LOT MTGE RELEASE
    SPEN BULLOCKS ADDITION BLK 04 L 03
2019
588
3/13/2019
3/11/2019
   588
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN TUTTLES ADDITION BLK 14 L 04
    SPEN TUTTLES ADDITION BLK 14 L 05
    SPEN TUTTLES ADDITION BLK 14 L 06
2019
2146
8/16/2019
8/15/2019
   2146
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    IOWA STATE BANK
LAND MORTGAGE
    96 37 18 NW
2019
2423
9/16/2019
9/16/2019
   2423
2    MOWERY NEIL A
2    MOWERY CHERYL A
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE
TOWN LOT WARRANTY DEED
    SPEN BULLOCKS ADDITION BLK 04 L 03
2019
3317
12/12/2019
12/04/2019
   3317
related
2    MOWERY NEIL A
2    MOWERY CHERYL A
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE
GROUND WATER HAZARD
    SPEN BULLOCKS ADDITION BLK 04 L 03
2019
3317
12/12/2019
12/04/2019
   GWH3317
related
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
1    NORTHWEST BANK
TOWN LOT MTGE RELEASE
    SPEN BULLOCKS ADDITION BLK 04 L 03
2019
3324
12/13/2019
12/12/2019
   3324
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE
2    STOFFERAN BRANDON ROBERT
2    STOFFERAN HARLEY ANN
TOWN LOT WARRANTY DEED
    SPEN HALLETTS 2ND COUNTRY CLUB ADD L 56
2021
1974
6/23/2021
6/23/2021
   1974
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE
2    STOFFERAN BRANDON ROBERT
2    STOFFERAN HARLEY ANN
GROUND WATER HAZARD
    SPEN HALLETTS 2ND COUNTRY CLUB ADD L 56
2021
1974
6/23/2021
6/23/2021
   GWH1974
related
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
1    MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC
TOWN LOT MTGE RELEASE
    SPEN HALLETTS 2ND COUNTRY CLUB ADD L 56
2021
2109
7/02/2021
6/28/2021
   2109
related
1    CARPENTER TERRANCE L
1    CARPENTER CHRISTOPHER M
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN COLLEGE 2ND ADDITION BLK 03 L 06
2022
208
1/24/2022
1/20/2022
   208
1    MEENDERING RODNEY A
1    MEENDERING TAMI
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
TOWN LOT WARRANTY DEED
    SPEN CARLSENS SUBDIVISION BLK 09 L 04
    SPEN CARLSENS SUBDIVISION BLK 09 L 05
2022
955
4/18/2022
4/08/2022
   955
related
1    MEENDERING RODNEY A
1    MEENDERING TAMI
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
GROUND WATER HAZARD
    SPEN CARLSENS SUBDIVISION BLK 09 L 04
    SPEN CARLSENS SUBDIVISION BLK 09 L 05
2022
955
4/18/2022
4/08/2022
   GWH955
related
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
2    SPENCER CITY OF
TOWN LOT QUIT CLAIM DEED
    SPEN EGLESTON ADDITION L 01 PARCEL W
2022
3021
11/23/2022
3/01/2022
   3021
1    BILA EMILY J
1    PADILLA EMILY J
1    BILA ALEX T
2    CARPENTER CHRISTOPHER M
2    CARPENTER TERRANCE L
TOWN LOT WARRANTY DEED
    SPEN OLSONS SUBDIVISION L 02
    SPEN OLSONS SUBDIVISION L 03
2023
2696
11/22/2023
11/20/2023
   2696
1    CARPENTER CHRISTOPHER M
1    CARPENTER TERRANCE L
1    CARPENTER TERRANCE
2    IOWA STATE BANK
TOWN LOT MORTGAGE
    SPEN OLSONS SUBDIVISION L 02
    SPEN OLSONS SUBDIVISION L 03
2023
2697
11/22/2023
11/20/2023
   2697

1NOTE: Legal descriptions on the web may have been shortened for computer purposes, therefore, they cannot be used for legal matters. Please contact the proper office for full legal descriptions.
2Adobe Acrobat Reader 7.0 or later recomended for viewing documents.
  Subscription required to view document images. Click here for details.
3A "1" indicates a grantor and a "2" the grantee. The entity receiving an interest in a property is the GRANTEE. A GRANTOR is the entity that is selling or giving up an interest in a property.



Documents recorded as of close of business 05/19/2024
However indexing may not be current through this date.

This site designed, developed, hosted and maintained by 'Solutions, Inc.'

Disclaimer: Every effort is made to insure accurate information is posted to this site. However, Clay County does not warrant or guarantee the accuracy, reliability or timeliness of the content on this site or content which is referenced by or linked to this site. Redistribution of data from this site for commercial purposes is prohibited!.!.!